Private AI Stack Under $10/Month

i got tired of every AI company having a copy of my conversations.

so i built a private AI stack for under $10/month.

the stack

1. Ollama (free) — local AI on my laptop
2. NanoGPT ($6-8/month) — cloud AI with crypto payments
3. Duck.ai (free) — quick questions, no account

why each piece matters

Ollama runs locally. no cloud, no data leaving your device. i use it for sensitive stuff.

NanoGPT for when i need GPT-4o quality. crypto payments, no email required.

Duck.ai for one-off questions. no tracking, no login.

monthly cost

• Ollama: $0
• NanoGPT: $6-8
• Duck.ai: $0
• total: $8-10

before: ChatGPT $20 + Claude $20 = $40/month.

try NanoGPT — privacy guide