Your signup form is a honeypot; and CAPTCHAs aren’t helping!

Every signup form collects name, email, birthday, phone, address. Each field is a liability. Breaches don't start with sophisticated hacks — they start with data you never should have stored.

CAPTCHAs were built to stop bots. They don't stop fake people. A human with a stolen identity solves every CAPTCHA on the first try. Meanwhile your real users are clicking on fire hydrants.

The actual question isn't "is this a human?" It's "is this a real person?"

There's a difference. Bots are one problem. Synthetic identities, multi-accounting, bonus abuse, underage signups, and AI-generated profiles are the bigger one — and CAPTCHAs can't touch any of them.

The real cost of fake signups

Every fake account that gets past your CAPTCHA costs money downstream:

• E-commerce: promo abuse, chargebacks, coupon stacking from the same person with 12 emails
• Gaming/betting: multi-accounting, bonus farming, regulatory fines
• SaaS: inflated user counts that tank your unit economics
• Fintech: synthetic identity fraud that slips past basic KYC

You're spending money acquiring users that don't exist. And you're storing PII from the ones that do — PII that becomes a liability the moment your database is breached.

Bank verification solves this at the root

A verified bank or mobile money account is the hardest thing to fake at scale. One API call confirms a real person, real age, and real financial standing. No documents. No puzzles. No PII stored on your side.

The integration looks like this:

<script src="https://cdn.jsdelivr.net/gh/STMPT/stampt-verify/stampt-verify.js"></script>
<script>
  const stampt = StamptVerify.init({ publishableKey: 'pk_live_yourkey' });
  stampt.mount('#verify-button');
  stampt.on('verified', (token) => {
    // signed JWT — real person, verified age, trust score
    // no birthday, no address, no bank details exposed
  });
</script>

Three lines. Drop-in replacement for reCAPTCHA. Works on any stack — vanilla JS, React, WordPress, Shopify.

What you get back isn't a pass/fail

A CAPTCHA gives you a binary: human or bot. That's it.

Bank-verified identity gives you a signed token with:

• Verified human — confirmed through their own financial institution
• Age confirmed — meets your minimum age threshold, without exposing their birthday
• Financial trust tier — real spending power, not a throwaway account

You decide what to do with it. Gate signups. Flag high-value users. Block underage access. Kill multi-accounting. All from one verification.

How it works under the hood

1. User clicks "Verify" on your site
2. They authenticate with their own bank (same flow they use for Venmo, Cash App, etc.)
3. Their bank confirms identity, age, and account ownership
4. You receive a signed JWT with verification status — no raw PII touches your servers
5. User gets a reusable verified identity they can carry to any site that accepts the same standard

The user never uploads a document. You never store a birthday. The bank did the KYC years ago — we just let you ask the yes/no question.

Available everywhere you already build

• JavaScript SDK on jsDelivr CDN
• WordPress plugin on the WordPress.org Plugin Directory
• Shopify app for checkout fraud prevention
• Stripe App for merchant identity verification
• Direct REST API for custom integrations
• Browser extensions for Chrome, Firefox, and Edge

Try it

Test mode is free and unlimited — build your full integration with mock data and signed test JWTs, zero commitment. Live verifications are pay-as-you-go with volume discounts.

Documentation and integration guides: stampted.com/docs