PremAudit: premium audits without the fragile WC spreadsheet
Year-end workers comp audit: class codes, estimated payroll, audit payroll, rates per hundred, experience mod, deposit premium — and the question everyone asks: additional or return? PremAudit is a free, local-first ins
Year-end workers comp audit: class codes, estimated payroll, audit payroll, rates per hundred, experience mod, deposit premium — and the question everyone asks: additional or return?
PremAudit is a free, local-first insurance premium audit workpaper for brokers, premium auditors, and insured finance teams. No account. No upload.
What you get
- Class-level estimated vs audit exposure and rates
- Rate bases: per $100 (payroll), per $1,000 (sales), or flat
- Experience mod, expense constant, other charges
- Final audit premium vs deposit → additional (AP) or return (RP)
- By-state rollup, audit CSV, summary text
Honest limits
Not a carrier rating engine or policy system. Confirm rates and mods against the policy and carrier audit.
Live: sybilgambleyyu.github.io/PremAudit
Source: github.com/SybilGambleyyu/PremAudit
Canonical: blog post
Originally published by Dev.to WebDev. Aggregated on AIWithGhost for educational purposes — full credit and traffic to the original publisher.