New Free Tool: Stripe Fee Calculator (2026 Rates)

We ship a lot of small tools at Koardy, and this one came from a recurring annoyance: Stripe's published rates are easy to quote and easy to forget. You budget for a fee, invoice, and then the deposit lands a few dollars lighter than the spreadsheet said.

So we built a calculator that shows the real number before you invoice.

→ Stripe Fee Calculator (2026 Rates)

It covers the cases that actually come up:

• Card — online (2.9% + $0.30)
• Card — in-person / Terminal (2.6% + $0.10)
• ACH direct debit (0.8%, capped at $5.00)
• Optional international card (+1.0%) and currency conversion (+1.0%) surcharges
• Reverse mode: how much to charge so you net a target amount

A $120 invoice at the standard online rate nets you $116.22. Across a year of invoices, that difference is real margin — and it's the kind of thing you want to know before you quote a client, not after the payout lands.

Rates are as of 2026 Q3 from Stripe's published US pricing — the page date-stamps them and links to stripe.com/pricing so you can confirm before relying on them. It's not affiliated with Stripe.

The whole thing runs in your browser: no signup, no upload, no tracking. Your numbers never leave your device.

👉 Try the Stripe Fee Calculator — and while you're at it, the invoice generator pairs nicely when you're ready to put the number on paper.

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